KEMA Advisors, Inc.


Diverse and proven experience in all aspects of loan advisory services (loan/asset management and disposition) is the hallmark of the KEMA team. Team members each have over 10 years experience assisting federal agencies and financial institutions with all phases of asset management, including underwriting, origination, management, restructuring, and disposition. Utilizing its combined technical knowledge, the KEMA team is dedicated to protecting the client’s interests while delivering timely, quality service and efficient loan services. Services include, but are not limited to: 

•Asset Market Valuations;

•Loan Due Diligence;

•Individual Loan Underwriting and Portfolio Analysis;

•Market Analysis •Development of Bid packages and Asset Sales Marketing; and 

•Loan Settlements/Closings.   


KEMA’s principals have over $6.0 billion in senior commercial banking, investment banking and principal investment experience. Transactions include: (i) public and private equity, and (ii) mezzanine and debt financing transactions. KEMA’s transaction experience includes M&A advisory for private companies totaling in excess of $300 million, origination and/or raising senior and mezzanine debt totaling in excess of $4.5 billion and the development of acquisition programs used to acquire over $1 billion of loan assets. KEMA represents sellers in divestiture assignments, buyers in merger and acquisition assignments and provides corporate finance advisory services and financial restructurings in support of investment banking transactions.


KEMA offers clients a variety of services and is particularly skilled in the following specialties;

• Loan Underwriting

• Sophisticated Financial Modeling

• Performing Asset Valuations

• Workouts and Restructurings

• Negotiating Delinquent Loans

• Developing Asset Resolution Plans

• Performing Extensive Due Diligence

• Developing Divestiture Strategies

• Debt Structuring And Originations

• Conducting Asset sales

• Developing Bid Valuation Models

• Providing Process Improvement Plans

• Performing Procedure Assessments  

• Front End Risk Assessments


The KEMA Team works closely with clients to assist with various corporate finance issues. Assignments are generally in support of senior management and related to investment banking transactions. Our depth of experience, expertise, technical capabilities and established investor base make us uniquely qualified to assist clients in achieving their stated objectives. Types of assignments include;

• Preparing business plans and developing financing models which include projections of the company's sales, expenses, cash, balance sheet and capital structure;;

• Analyzing leveraged and management buyouts;

• Providing advice concerning optimal capital structure.  including the proper mix of senior debt, mezzanine financing and common stock; and

• Analyzing structured finance transactions.